Finding the right vehicle shouldn't be stressful, especially if you're ready to switch to an all-electric or upgrade to a newer model. At Allstar, we make it easy to qualify for a vehicle with transparent terms and a quick approval process.
Whether you're rebuilding credit or starting fresh, our finance team is committed to helping you get financing that fits your goals without hidden fees. Allstar provides guidance and prioritizes your financial well-being, making it easy to drive home in a new vehicle without falling into a long-term debt trap.
Allstar Assists Drivers with All Credit Types
At Allstar, we work with a trusted network of lenders to ensure you get the best terms available, making it easier than ever to upgrade to a new vehicle. Whether you're facing past financial challenges, limited credit history, or a recent drop in your score, our finance team is committed to helping you find the right financing.
We understand that credit situations differ, which is why we take a personalized approach to find financing options that truly fit your needs.
Build Credit with Allstar
For drivers working to rebuild their credit, our flexible financing options can be a helpful step forward. Our goal is to set you up for long-term success, not lock you into a loan that causes unnecessary stress or financial strain. By securing an auto loan through Allstar with affordable payments and transparent terms, you can build a positive payment history while enjoying the many benefits of owning a new vehicle.
Simple, Stress-Free Credit Approval Application
Securing an auto loan is quick and hassle-free thanks to our secure Online Credit Approval. You can instantly pre-qualify at Allstar by completing a short, protected application — no endless paperwork or unnecessary credit pulls.
- Quick online application takes just minutes
- No impact on your credit score to pre-qualify
- SSL-encrypted to keep your personal data safe
- Our finance experts personally review your application
- We help you find financing options that work for you
Should You Lease or Finance?
When you're shopping for a new-to-you vehicle, one of the biggest decisions isn't just which model to pick, but how you plan to pay for it. Leasing and financing both involve monthly payments, but each option has different terms and affects ownership and long-term costs.
Lease or Finance: Common Questions
If you plan to own your new vehicle, financing is the best choice for you. Once you pay off your loan, the vehicle is yours. When you lease, you're essentially renting the vehicle. At the end of the lease, you'll return the vehicle unless you choose to buy it, which is an option.
Whether you finance or lease, you make monthly payments, but with leasing, your payments cover rent charges, depreciation, taxes, and other fees. Leases may also require a security deposit and a down payment. With a lease you will return the car after a set amount of time.
Financing options may also involve a down payment and other fees, but once the loan is paid in full, the vehicle is yours.
Financing and leasing a new vehicle is possible with all types of credit. Whether you choose to lease or finance a new vehicle, your credit history and score affect upfront costs, interest rates, and other fees.
Finance your new vehicle if you value the freedom to drive anywhere without worries about mileage limits or damage, along with ownership equity. If you lease a vehicle from Allstar, you'll be responsible for any mileage overages and damage, which could result in additional fees after the lease ends. Additionally, you won't build any resale equity the way you would when you choose to finance.
Lease a vehicle if you know you'll keep your mileage within the limit terms of the lease. You should also consider leasing if you're thinking about getting a different vehicle within a few years. Leasing is also a good option if the payments and fees are lower than financing.
Ready to Get Started?
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